:root {
  --blue: #0f4c5c;
  --blue-dark: #083b49;
  --blue-soft: #dbecef;
  --sky: #eef7f7;
  --cream: #f7f4ed;
  --white: #fff;
  --ink: #18363e;
  --body: #4f646a;
  --line: #d9e3e2;
  --warm: #d8a45f;
  --radius: 20px;
  --shadow: 0 16px 40px rgba(8, 59, 73, .1);
  --shell: min(100% - 36px, 1180px);
  --ease: cubic-bezier(.22, 1, .36, 1);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 84px; }
body { margin: 0; color: var(--ink); background: var(--white); font-family: "Trebuchet MS", Arial, sans-serif; font-size: 16px; line-height: 1.55; -webkit-font-smoothing: antialiased; }
body.menu-open { overflow: hidden; }
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { color: inherit; font: inherit; }
.shell { width: var(--shell); margin-inline: auto; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; }
.skip-link { position: fixed; top: 8px; left: 8px; z-index: 1000; padding: 12px 16px; background: white; transform: translateY(-150%); }
.skip-link:focus { transform: none; }
[hidden] { display: none !important; }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.97); box-shadow: 0 2px 16px rgba(8,59,73,.08); }
.header-inner { min-height: 74px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; flex: 0 0 auto; }
.brand-logo { display: block; width: auto; object-fit: contain; }
.brand-logo--header { height: 48px; }
.brand-logo--footer { height: 68px; }
.menu-toggle { position: relative; z-index: 3; width: 44px; height: 44px; padding: 0; border: 0; border-radius: 10px; background: var(--sky); }
.menu-toggle::before, .menu-toggle::after { content: ""; position: absolute; left: 11px; width: 22px; height: 2px; border-radius: 2px; background: var(--blue); transition: top .25s, transform .25s; }
.menu-toggle::before { top: 16px; }
.menu-toggle::after { top: 26px; }
.menu-toggle[aria-expanded="true"]::before { top: 21px; transform: rotate(45deg); }
.menu-toggle[aria-expanded="true"]::after { top: 21px; transform: rotate(-45deg); }
.main-nav { position: fixed; inset: 0; z-index: 2; display: flex; flex-direction: column; align-items: stretch; justify-content: center; gap: 6px; padding: 100px 24px 32px; color: white; background: var(--blue-dark); transform: translateX(100%); transition: transform .35s var(--ease); }
.main-nav.is-open { transform: none; }
.main-nav > a:not(.button) { padding: 12px 0; font-size: 28px; font-weight: 700; }
.main-nav .button { margin-top: 20px; background: white; color: var(--blue); }

.button { min-height: 52px; display: inline-flex; align-items: center; justify-content: center; gap: 18px; padding: 0 22px; border: 2px solid transparent; border-radius: 11px; font-size: 14px; font-weight: 700; transition: transform .2s, background .2s, color .2s; }
.whatsapp-icon { width: 21px; height: 21px; flex: 0 0 21px; object-fit: contain; }
.button:hover { transform: translateY(-2px); }
.button-primary { color: white; background: var(--blue); }
.button-primary:hover { background: var(--blue-dark); }
.button-ghost { color: var(--blue); border-color: var(--blue); }
.button-light { color: var(--blue); background: white; }
.button-large { min-height: 58px; padding-inline: 25px; }
a:focus-visible, button:focus-visible { outline: 3px solid var(--warm); outline-offset: 3px; }

.hero { overflow: hidden; padding: 48px 0 68px; background: var(--cream); }
.hero-grid { display: block; }
.hero-copy { position: relative; z-index: 2; max-width: 760px; }
.kicker { margin: 0 0 12px; color: var(--blue); font-size: 12px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; }
.hero h1 { max-width: 580px; margin: 0; font-size: clamp(48px, 14vw, 68px); font-weight: 800; line-height: 1; letter-spacing: -.055em; }
.hero-lead { max-width: 560px; margin: 24px 0 0; color: var(--body); font-size: 18px; font-weight: 500; }
.hero-actions { display: grid; gap: 12px; margin-top: 30px; }

.section { padding: 82px 0; }
.section-heading { display: grid; gap: 22px; margin-bottom: 38px; }
.section-heading h2, .history-copy h2, .support-heading h2, .local-copy h2, .quote-content h2, .compact-heading h2 { margin: 0; font-size: clamp(36px, 10vw, 54px); font-weight: 800; line-height: 1.05; letter-spacing: -.045em; }
.section-heading > p, .support-heading > p, .local-copy > p, .quote-content > p { margin: 0; color: var(--body); font-weight: 500; }

.insurance-section { background: white; }
.insurance-slider { width: 100%; }
.insurance-grid { display: flex; gap: 16px; overflow-x: auto; margin-inline: -18px; padding: 4px 18px 18px; scroll-padding-inline: 18px; scroll-snap-type: x mandatory; scrollbar-width: none; overscroll-behavior-inline: contain; }
.insurance-grid::-webkit-scrollbar { display: none; }
.insurance-card { overflow: hidden; border-radius: var(--radius); background: var(--sky); box-shadow: 0 8px 28px rgba(8,59,73,.07); }
.insurance-grid .insurance-card { flex: 0 0 calc(100vw - 54px); max-width: 410px; scroll-snap-align: start; scroll-snap-stop: always; }
.insurance-photo { position: relative; overflow: hidden; margin: 12px 12px 0; border-radius: 14px 14px 46px 14px; background: var(--blue-soft); }
.insurance-photo::after { content: ""; position: absolute; right: -26px; bottom: -30px; width: 105px; height: 105px; border: 18px solid rgba(15,76,92,.85); border-radius: 50%; }
.insurance-photo img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; transition: transform .45s var(--ease); }
.insurance-card:hover .insurance-photo img { transform: scale(1.035); }
.insurance-copy { padding: 24px 22px 26px; }
.insurance-copy h3 { margin: 0; font-size: 27px; font-weight: 800; letter-spacing: -.035em; }
.insurance-copy p { min-height: 74px; margin: 12px 0 22px; color: var(--body); font-size: 14px; }
.insurance-copy a, .more-link { color: var(--blue); font-size: 14px; font-weight: 800; }
.insurance-copy a span, .more-link span { display: inline-block; margin-left: 8px; transition: transform .2s; }
.insurance-copy a:hover span, .more-link:hover span { transform: translateX(5px); }
.insurance-card--home { background: var(--cream); }
.insurance-card--business { background: var(--blue); color: white; }
.insurance-card--business .insurance-copy p { color: rgba(255,255,255,.76); }
.insurance-card--business .insurance-copy a { color: white; }
.more-link { display: inline-flex; margin-top: 30px; padding-bottom: 4px; border-bottom: 2px solid var(--blue-soft); }
.slider-controls { display: flex; align-items: center; justify-content: center; gap: 20px; margin-top: 18px; }
.slider-controls > button { width: 42px; height: 42px; display: grid; place-items: center; padding: 0; border: 2px solid var(--blue-soft); border-radius: 50%; color: var(--blue); background: white; font-size: 19px; cursor: pointer; }
.slider-dots { display: flex; gap: 8px; }
.slider-dots button { width: 8px; height: 8px; padding: 0; border: 0; border-radius: 50%; background: #b9ccce; cursor: pointer; transition: width .2s, border-radius .2s, background .2s; }
.slider-dots button.is-active { width: 24px; border-radius: 8px; background: var(--blue); }

.support-section { background: var(--sky); }
.support-wrap { display: grid; gap: 44px; }
.support-heading > p { margin-top: 18px; }
.support-list { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.support-list article { min-height: 200px; padding: 22px 16px; border-radius: 16px; background: white; }
.support-icon { width: 38px; height: 38px; display: grid; place-items: center; margin-bottom: 28px; border-radius: 11px; color: white; background: var(--blue); font-size: 20px; font-weight: 800; }
.support-list h3 { margin: 0 0 8px; font-size: 18px; font-weight: 800; }
.support-list p { margin: 0; color: var(--body); font-size: 13px; }

.partners-section { background: white; }
.compact-heading { margin-bottom: 34px; }
.compact-heading h2 { font-size: 38px; }
.partner-track { display: flex; gap: 18px; overflow-x: auto; padding: 6px 3px 20px; scroll-snap-type: x mandatory; }
.partner-logo { min-width: 180px; min-height: 104px; display: grid; place-items: center; padding: 20px; border-radius: 16px; background: var(--sky); scroll-snap-align: start; }
.partner-logo img { max-width: 130px; max-height: 50px; }

.quote-section { position: relative; overflow: hidden; padding: 88px 0; color: white; background: var(--blue-dark); }
.quote-content { position: relative; z-index: 2; text-align: center; }
.quote-content .kicker { color: #9ac9ce; }
.quote-content > p { max-width: 550px; margin: 20px auto 0; color: rgba(255,255,255,.72); }
.quote-content .button { margin-top: 32px; }
.quote-pattern { position: absolute; inset: -24% -5% -35% auto; width: min(66vw, 780px); transform: rotate(-8deg); opacity: .045; }
.quote-pattern img { width: 100%; height: 100%; object-fit: contain; }

.mobile-whatsapp { position: fixed; right: 14px; bottom: 14px; z-index: 80; min-height: 50px; display: flex; align-items: center; gap: 11px; padding: 0 18px; border-radius: 13px; color: white; background: #167b64; box-shadow: 0 10px 28px rgba(4,40,35,.25); font-size: 13px; font-weight: 800; }
.mobile-whatsapp strong { font-size: 18px; }

.site-footer { padding: 70px 0 25px; color: white; background: #062f3a; }
.footer-top { display: grid; gap: 48px; padding-bottom: 52px; }
.brand-footer { color: white; }
.footer-brand p { margin: 20px 0 0; color: rgba(255,255,255,.62); font-size: 14px; }
.footer-nav, .footer-contact { display: flex; flex-direction: column; align-items: flex-start; gap: 11px; color: rgba(255,255,255,.72); font-size: 13px; }
.footer-nav strong, .footer-contact strong { margin-bottom: 5px; color: white; font-size: 12px; text-transform: uppercase; }
.footer-nav button { padding: 0; border: 0; color: inherit; background: none; cursor: pointer; }
.footer-contact a { display: inline-flex; align-items: center; gap: 8px; }
.footer-social-icon { width: 18px; height: 18px; flex: 0 0 18px; object-fit: contain; }
.footer-nav a:hover, .footer-nav button:hover, .footer-contact a:hover { color: white; }
.footer-bottom { display: flex; flex-direction: column; gap: 6px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.14); color: rgba(255,255,255,.5); font-size: 10px; text-transform: uppercase; }
.footer-bottom p { margin: 0; }
.footer-bottom div { display: flex; flex-wrap: wrap; gap: 12px; }

.privacy-dialog { width: min(600px, calc(100vw - 32px)); padding: 44px 26px 30px; border: 0; border-radius: 18px; color: var(--ink); background: white; }
.privacy-dialog::backdrop { background: rgba(6,47,58,.76); }
.privacy-dialog h2 { margin: 0 0 24px; font-size: 33px; line-height: 1.1; }
.privacy-dialog > p:not(.kicker) { color: var(--body); font-size: 14px; }
.dialog-close { position: absolute; right: 18px; top: 12px; border: 0; background: none; font-size: 28px; cursor: pointer; }

.reveal { opacity: 0; transform: translateY(20px); transition: opacity .65s var(--ease), transform .65s var(--ease); }
.reveal.is-visible { opacity: 1; transform: none; }

@media (min-width: 600px) {
  :root { --shell: min(100% - 64px, 1180px); }
  .hero-actions { display: flex; }
  .insurance-grid .insurance-card { flex-basis: min(68vw, 430px); }
  .support-list { gap: 16px; }
  .footer-top { grid-template-columns: 1.5fr 1fr 1fr; }
  .footer-bottom { flex-direction: row; justify-content: space-between; }
}

@media (min-width: 900px) {
  html { scroll-padding-top: 92px; }
  .header-inner { min-height: 88px; }
  .menu-toggle { display: none; }
  .main-nav { position: static; display: flex; flex-direction: row; align-items: center; justify-content: flex-end; gap: clamp(22px, 2.5vw, 38px); padding: 0; color: var(--ink); background: transparent; transform: none; }
  .main-nav > a:not(.button) { position: relative; padding: 8px 0; font-size: 13px; font-weight: 700; }
  .main-nav > a:not(.button)::after { content: ""; position: absolute; left: 0; right: 100%; bottom: 3px; height: 2px; background: var(--blue); transition: right .2s; }
  .main-nav > a:not(.button):hover::after { right: 0; }
  .main-nav .button { margin: 0; background: var(--blue); color: white; }
  .hero { padding: 72px 0 94px; }
  .hero-grid { display: block; }
  .hero h1 { font-size: clamp(64px, 6vw, 86px); }
  .hero-lead { font-size: 20px; }
  .section { padding: 112px 0; }
  .section-heading { grid-template-columns: 1.45fr .75fr; align-items: end; gap: 80px; margin-bottom: 54px; }
  .section-heading h2, .history-copy h2, .support-heading h2, .local-copy h2, .quote-content h2 { font-size: clamp(48px, 4.5vw, 64px); }
  .insurance-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; overflow: visible; margin: 0; padding: 0; scroll-snap-type: none; }
  .insurance-grid .insurance-card { max-width: none; }
  .insurance-card--business { grid-column: auto; display: block; }
  .insurance-card--business .insurance-photo { margin-bottom: 0; }
  .slider-controls { display: none; }
  .support-wrap { grid-template-columns: .78fr 1.22fr; align-items: start; gap: 80px; }
  .support-list { grid-template-columns: repeat(2, 1fr); }
  .support-list article { padding: 26px; }
  .quote-section { padding: 112px 0; }
  .mobile-whatsapp { display: none; }
}

@media (max-width: 380px) {
  .brand-logo--header { height: 43px; }
  .hero h1 { font-size: 45px; }
  .support-list { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}